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5 TIPS FOR INVESTING

It is never too early or late to start an investment portfolio. If you already have a portfolio it doesn’t hurt to gain some extra insight, whether you choose to acknowledge the advice or not… at least arm yourself with it! Here are five investment tips to help you stay on top of your expenditures. Follow investors on social media There is a huge accumulation of knowledge being distributed via social media platforms. Assess the people […]

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INVESTING IN ETF’S FOR KIDS

If you are interested in investing for your children’s future education, a good way to achieve this is with exchange-traded funds (ETF). It is best advised to have a balanced portfolio spread over multiple asset classes so as to reduce volatility and enhance performance potential. You should consider the following points when setting up education accounts for your children: THIRD-PARTY ACCOUNTS Set up separate third-party accounts for each child. You will have control over the investment […]

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10 TIPS FOR FINANCIAL PLANNING

Do you want to begin your 2015 financial year on a good note? Then what better time to review your financial plan! A financial plan provides you with the financial security to overcome unforeseen events and map out a financial future for yourself. When creating a financial plan you need to identify key achievable goals that can advance your financial situation. Here are 10 tips for improving a financial plan: You need to have a clear […]

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5 WAYS TO MAKE YOUR FINANCIAL GOALS ACHIEVABLE

As 2014 has rolled over into 2015 people have invariably affirmed some New Year’s resolutions, but did you know that around one out of four people abandon their resolutions after one week! Seven days is all it takes to swerve off course. This isn’t because they have changed their minds about what they want, it’s because they haven’t properly envisioned how they will achieve their goals. There was a study done, showing that writing down your […]

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MORE LEFTOVERS?!?

The Festive Season is a super time for good food and (mostly good…) family. However, after all the aunts, uncles and cousins have departed there can be a prolific amount of food still to be consumed. Letting it go to waste would be a shame, but eating the same leftovers for a week can be bland. Here are some meal ideas to try, ranging in ingredients and skill to keep the taste buds appetised: Classic Turkey […]

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GET IT WRAPPED

People like to spruce up their houses around this time of the year with festive decorations. Either to display a better facade to guests that are invited over for dinner or to simply rouse some holiday spirit. I have put together a list of ideas to establish a merry mindset in an affordable and alternative way… take a look! A little ribbon goes a long way. Drape and fasten ribbon to banisters, windows, doors or even […]

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BUDGETING FOR THE PRESENT

If you’re part of a large family or have a wide circle of friends, you’ll know how expensive and time consuming it can be buying Christmas gifts. Your gift budget gets spread thin, your initiative runs dry and everyone gets a mediocre present. Here are two gift-exchange ideas that can be fun and help you save some bacon: Secret Santa This is an old tradition wherein a group of colleagues, friends or family set a price […]

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FESTIVE FRUGALITY

It is the festive season, the silly season and, ultimately… the discount and savings season! With fierce competition between retailers all vying for your attention and more importantly your cash, now is the opportune time to shop smart and take advantage of special offers and sales without breaking the bank. To make the most of this festive savings period you need to be aware of what deals are currently available. Browse the catalogs available at store […]

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END OF MONTH SAVING TIPS

I normally finish off the month with some awesome saving tips, but seeing that Christmas is around the corner, I thought I’d kick off December with these out-of-the-box ideas. Whether it’s sticking to the rules, brewing some domestic cocktails or just staying informed, here are some crafty ploys to keep you frugal. As always – our ‘end of the month saving tips’! DISCOVER THE FULL EXTENT OF YOUR JOB BENEFITS Most people aren’t aware of all […]

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GETTING YOUR TEAM RIGHT

Being entrepreneurial, following your dreams and starting something new is exciting and can be extremely rewarding. But… not being able to find reliable, competent staff is a common problem. Realising that employees are sometimes a reflection of their employer is a helpful first step towards nurturing your human capital. This is not to say that your staff are useless because you are useless – not at all! This is just a recognition that you play a […]

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